The entire nation continues to watch Louisiana,The Pelican State, as it deals with the disaster off the gulf coast.

While many discuss the impact to the gulf coast, no one will be able to effectively predict the true impact on Louisiana housing prices or the housing market for quite some time.

Part of evaluating impact would be to evaluate the housing market prior to the gulf oil crisis. If we take a step back and review the activity from November 2009 through May 2010,

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Every silver lining in the mortgage industry is linked to a big, fat, dark cloud. Fannie Mae just reported that its rate of serious delinquencies for single-family homes dropped to 5.15% in June. Fannie Mae's total business was more than $3.21 trillion at the end of June. Now for that leaden cloud; 75% of the nation’s biggest metropolitan posted year-over-year increases in foreclosure activity, according to Mortgage Orb. Florida, California, Nevada and Arizona racked up the highest

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At the Predictive Methods Conference last week, it was interesting to hear MSNBC political anchor Dylan Ratigan boil all the decisions that are made in Congress to a common theme: ”I want to keep my job.”

According to Ratigan, when it comes time for critical votes and knowing which position to lead or back, that is the bottom line. He spent most of his time taking the pulse of the audience, pausing to assure us that we were consistent with the general feelings of the country when

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