At the Predictive Methods Conference last week, it was interesting to hear MSNBC political anchor Dylan Ratigan boil all the decisions that are made in Congress to a common theme: ”I want to keep my job.”

According to Ratigan, when it comes time for critical votes and knowing which position to lead or back, that is the bottom line. He spent most of his time taking the pulse of the audience, pausing to assure us that we were consistent with the general feelings of the country when

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On May 1, 2009, Fannie Mae announced its Collateral Data Delivery (CDD) initiative to improve overall loan quality, sending waves throughout the industry. Basically, Fannie Mae announced its intention to require originating lenders to send the appraisal as data to Fannie Mae prior to loan delivery for most of the loans that Fannie Mae purchased. Similar programs are being contemplated by other GSEs and HUD. Since the secondary market request for electronic delivery of appraisal and other

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The FNC annual Collateral Management Conference provided an excellent opportunity to discuss the current state of appraisal data delivery initiatives and related dependencies. Senior executives from Fannie Mae, Freddie Mac, FHA and VA were present as well as executives responsible for collateral at the nation’s leading lenders, servicers and management companies.

We learned that the push to have appraisal data delivered to the secondary market, starting with Fannie Mae, continues

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