Archives / January (2010)

The Real Collateral Risks Lenders are Facing

Highlights on Real Estate Collateral Risk from last week’s FNC Collateral Management Conference in Tampa/St. Petersburg, Florida.

I moderated a session on Collateral Risk with top industry risk managers at FNC’s Collateral Management Conference on January 26. Some of the insights from these leaders may confirm your own practices and policies, or offer insights on industry trends.

MODERATOR: Have you changed the valuation product mix as the

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Guest Blog (Part 2)

This week, we once again refer you to our Guest Forum, where Pat Sullivan, SRA, has posted the second part of his look at the residential real estate market in South Florida.

Please visit our guest forum to read his post: "A Look at South Florida's Residential Real Estate Market (Part 2)."

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FNC Introduces Guest Blogger

This week, we refer you to our Guest Forum, where Pat Sullivan, SRA, has posted a look at the residential real estate market in South Florida.

Please visit our guest forum to read his post: "A Look at South Florida's Residential Real Estate Market."

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For Review Professionals: Technology Takes the Pressure Off

There are many different kinds of blogs out there. Some are thoughtful commentaries on the news of the day while others are basically extended versions of Facebook-style status updates. Some of you may regularly read blogs that review books or movies while others follow blogs that make you laugh. I find myself drawn to blogs that review the latest technology – those game-changing electronic toys and gadgets that are poised to revolutionize life as we know it and become the next must-have

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posted in: Valuation

Realizing the Need for Automated Appraisal Review

The appraisal review—complicated and time consuming—has always been the most challenging aspect of mortgage underwriting. It is perhaps even more so today as financial institutions place greater responsibility on their underwriting and QC divisions to manage higher volumes, increase efficiency, ensure compliance, and significantly reduce risk -- without adding staff.

For today’s reviewers, job performance is primarily based on productivity. Underwriters and Quality Control

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posted in: Valuation

Top Ten Foreclosure Counties of 2009

As we begin this New Year, excited for the opportunities that lie ahead, we have taken a few moments to reflect on foreclosure highlights of 2009.

Across the nation many homeowners faced the possibility of losing their homes. Throughout the year, we watched unceasing reports on foreclosure activity (notice of default, foreclosure sales, and bank re-sells) in hopes of seeing a possible decrease in activity. The numbers fluctuated over the year; but in the end, the familiar

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